AbleCredit
SOLUTIONS FOR CXOs

Build a High-Growth, Low-NPA Lending Business — Without Changing Your Core Systems

AbleCredit helps CXOs scale MSME disbursals with underwriting-grade AI, a national DSA network, and full visibility into risk quality and operations.

AbleCredit
SUCCESS STORIES

How are Lenders Leveraging AbleCredit's AI

AbleCredit
THE CXO CHALLENGE

High-Growth Lending Without Losing Control

Rapid expansion into MSME segments comes with fragmented data, branch-to-branch inconsistency, and credit-quality risk. From substandard PDs to delayed approvals, CXOs struggle to ensure scalable, consistent lending operations without increasing headcount or NPA exposure.

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Guided Field Execution

  • AI-assisted PDs ensure even junior agents collect relevant data
  • In-built training and quality checks during live credit journeys
  • Automated CAMs standardize outputs across locations

Data-Led Credit Control

  • Real-time credit scoring with 80+ credit risk signals
  • Fraud detection using document, image, and geo-context
  • Instant lending decisions based on policy-aligned rules

Intelligent Portfolio Monitoring

  • Monitor PD quality scores and sourcing trends
  • Early warnings from Loan Utilization Checks and EWS
  • High-quality portfolio data for better capital raising
AbleCredit
FIELD INTELLIGENCE

Empower Branches with Guided Credit Execution

Every branch performs like your best branch

Enable new branches to become credit-productive in under 60 days, using AI to guide field agents and ensure compliant credit data collection.
AbleCredit
CREDIT QUALITY CONTROL

Maintain Risk Standards While You Scale

No more blind spots or post-facto corrections

Get every credit file tagged, scored, and verified at the source with explainable AI risk profiling and policy logic built-in.
AbleCredit
COMPLIANCE & GOVERNANCE

Stay Ahead of Regulatory Expectations

Automate audit trails, policy checks, and RBI compliance

Monitor Loan Utilization via remote video calls and trigger Early Warnings by comparing current vs. onboarding conditions — without disrupting P&L.
AbleCredit
PORTFOLIO INTELLIGENCE

Raise Capital with Confidence

When your credit system is clean, your capital strategy is stronger

Standardize your portfolio across branches and campaigns. Show your investors and regulators the quality behind the numbers.

CXO Workflow with AbleCredit

1
Set Branch-Level Credit Policy Goals
2
Deploy Guided PD Tools in Field or Video
3
Enable Instant Credit Decisioning
4
Monitor Quality with Dashboards
5
Strengthen Portfolio & Raise Capital

Set Branch-Level Credit Policy Goals

Define policy priorities and outcomes you want to standardize across branches.

AbleCredit
TRUSTED BY LENDING LEADERS
We saw profitability at new branches within the first month. AbleCredit changed the game in how we standardize field data and credit decisions.
Group Credit Head, Leading NBFC
-60%
onboarding cost per field agent
+45%
throughput in first 60 days
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LIVE PERFORMANCE METRICS

Real-Time CXO Dashboard

Branch-Level CAMs Generated
48,350
Files
LUCs Completed Remotely
12,710
Video Calls
Risk Flags Triggered
6,230
Incidents
Avg. TAT Reduction
82
Percent
AbleCredit
COMPLIANCE & RECOGNITION

Trusted by Industry Leaders

Our commitment to security, compliance, and excellence is recognized by leading industry standards and certifications.

ISO 27001 Certification

ISO 27001 Certified

NSRCEL Logo

Incubated at NSRCEL, IIMB

Elets GenAI in Fintech Award

Elets- GenAI in Fintech Award 2025

Flexible Data Policy

Flexible Data Policy

RBI Audit Ready at all Times

RBI Audit Ready at all Times

Trusted by top Banks and NBFCs

Trusted by top Banks and NBFCs

Highest Grade Encryption

Highest Grade Encryption of all Data

RBI Sandbox (ongoing)

RBI Sandbox (ongoing)