Credit Policy, Applied Instantly

From Field to Final Decision — Without Manual Policy Checks

AbleCredit automates your Business Rule Engine (BRE), applying your credit logic instantly to every verified loan file — so underwriters only see what truly needs judgment.

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What You Get

Scale Lending Without Sacrificing Control

Execute credit policy with precision, speed, and full auditability — across every branch, team, and file.

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Policy Decisions at Scale

Your credit rules are applied instantly to every qualified file.
No bias, no human error — just consistent decision logic.
Scale operations while keeping policy drift in check.

Zero Waiting for Credit Calls

3–5 day delays are compressed into seconds.
Trigger decisions automatically as soon as data is verified.
Ensure your pipeline stays fluid and high-throughput.

Focus on Exceptions, Not Everything

Files auto-classified as Approved, Refer, or Reject.
Only edge cases go to human review.
Underwriters spend more time on judgment, less on validation.

Integrated, Not Isolated

BRE uses data already captured in PDs, docs, and risk profiling.
Fits into your existing journey — no extra input steps.
Sends outcomes to LOS, CAM, or internal dashboards.

How BRE Automation Works

Your Policy Inputs, Mapped to Data

Data Completes the Grid

Real-Time Rule Application

Decision Output Delivered

Human Override, If Needed

Your Policy Inputs, Mapped to Data

Upload your BRE template or credit matrix — AbleCredit maps rules to the relevant fields like income, vintage, or documentation.

Where It Fits

One Step That Saves You Many

BRE Automation triggers at the right time — and saves hours downstream.

Instead of waiting for underwriters to apply rules manually, let AbleCredit's engine decide in real time.

[Field Visit or Video PD]

Credit data is collected through structured PDs an...

[AI-Generated CAM Created]

Risk profile, income estimate, documents, and PD a...

[BRE Auto-Filled + Decisioned]

Your credit policy runs on verified data — routing...

What Lenders Are Seeing

With BRE Automation, 60% of our files now get an instant credit decision. Our underwriters only see what needs judgment — everything else is handled by policy.

Head of Credit Ops, Large Private Sector Bank

-70%

Drop in Credit Decision TAT

-90%

Reduction in Policy Application Errors

2.4x

Increase in Underwriting Team Efficiency

COMPLIANCE & RECOGNITION