AI-Generated Credit Appraisal MemoOne Report. Every Signal. Zero Manual Work.
AbleCredit's AI-generated CAM turns borrower conversations, field inputs, documents, and risk insights into a structured, underwriter-ready credit file — complete with scores, logic, and compliance history.
Credit Decisions — Written by AI, Audited by HumansA Complete Lending Profile From One Evaluation
CAMs that don't just summarize — they synthesize. Save time, reduce rework, and enforce risk policies without lifting a pen.
Schedule a DemoPD to CAM, Seamlessly
- Transcribes borrower conversation and extracts key signals
- Summarizes responses into a decision-grade format
- PD summary auto-includes missed questions and inferred gaps
Risk Profile, Explained
- Generates 80+ signals including income, behavioral, and geo-based risk
- Highlights early warnings and red flags with rationale
- Displays scoring logic and BRE match transparency
Policy-Aligned By Default
- Applies lender-specific BRE rules at the time of CAM generation
- Supports override fields with justification workflows
- Eliminates inconsistencies in policy interpretation
How It Works
1
Credit Evaluation is completed via field or video PD
2
AI aggregates and validates all inputs
3
CAM is generated instantly
4
BRE and Risk Models are applied
5
Output is shared for review and decision
Credit Evaluation is completed via field or video PD
Data flows from PD conversation, document uploads, visuals, and geolocation
Where CAM Fits in the Credit StackFrom Raw Inputs to Risk Decisions — in Minutes
CAMs complete the automation loop — turning evaluation into action.
Designed for underwriters, enforced by policy, and traceable for compliance.
Trusted Across Credit OpsWe used to spend 1–2 hours writing each CAM. Now it's ready in 10 minutes, and our underwriters love how consistent and auditable it is.
Credit Product Head, Fast-Growing NBFC
85%
Reduction in time-to-decision
100%
Documentation protocol compliance
COMPLIANCE & RECOGNITIONTrusted by Industry Leaders
Our commitment to security, compliance, and excellence is recognized by leading industry standards and certifications.
ISO 27001 Certified
Incubated at NSRCEL, IIMB
Elets- GenAI in Fintech Award 2025
Flexible Data Policy
RBI Audit Ready at all Times
Trusted by top Banks and NBFCs
Highest Grade Encryption of all Data
