SUCCESS STORY15 Days to 3 — How One Lender Shrunk Credit TAT Across 120 Branches
TAT Compression
-80%
15 days → 3 days
Network-Wide Roll-Out
120
branches live in <90 days
Throughput Boost
+67%
files processed per branch per month
Ops Cost Saving
-55%
credit-ops spend via automation
About the Client
Industry:Mid-market NBFC
Footprint:Pan-India
Branch Network:120 branches across multiple states
Portfolio:₹3,000+ Crores AUM
Focus Segments:MSME LAP & unsecured Business Loans
Implementation Timeline:Live in <90 days
The Challenges They Faced
Lengthy Credit Cycle
Manual PDs, memo writing, doc checks stretched to 15 days.
Branch Inconsistency
Varying shortcuts caused uneven approval quality across branches.
Ops Bottlenecks
Underwriters swamped by memo drafting & validation processes.
Customer Drop-offs
Slow approvals pushed MSMEs to faster competitors.
AbleCredit Tools Implemented
Impact AchievedReal Performance Gains
SPEED IMPROVEMENT
4X
faster vs non-AbleCredit branches
HOURS SAVED
8,000
underwriting hours in 2 months
APPROVAL LIFT
+12%
lift in approval rate on MSME files
TEAM SATISFACTION
NPS 9+
from the Credit Teams
COMPLIANCE & RECOGNITIONTrusted by Industry Leaders
Our commitment to security, compliance, and excellence is recognized by leading industry standards and certifications.
ISO 27001 Certified
Incubated at NSRCEL, IIMB
Elets- GenAI in Fintech Award 2025
Flexible Data Policy
RBI Audit Ready at all Times
Trusted by top Banks and NBFCs
Highest Grade Encryption of all Data
