AbleCredit
GENAI CREDIT EVALUATION – FIELD MODE

Underwrite Smarter in the Field — With AI as Your Co-Pilot

AbleCredit's GenAI-powered field evaluation helps credit officers conduct intelligent, guided Personal Discussions (PDs) using a mobile app — auto-generating CAMs, analyzing risk, and enforcing policy in real-time.

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AbleCredit
KEY BENEFITS

Field Visits Made Smart, Standardized, and Sanction-Ready

AI-guided field evaluation that transforms every credit officer into a high-quality underwriter with real-time policy enforcement and automated CAM generation.

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AI-Guided PDs, Step by Step

  • The app prompts every question, captures borrower responses
  • Ensures nothing is missed during field visits
  • Visual data becomes underwriting gold

Geo-Tagged, Time-Stamped Proof

  • Every photo, note, and signature logged with field metadata
  • CAM auto-created before you get back to branch
  • Complete audit trail with verifiable proof

Policy Logic Built In

  • BRE rules enforced in real-time with override support
  • Risk signals, not gut feel - 80+ underwriting signals
  • AI generates insights from financial and behavioral data

How It Works

1
Credit Officer launches AbleCredit app in the field
2
AI guides officer through structured Personal Discussion
3
Photos captured with geo-coordinates and timestamps
4
Document AI extracts and verifies data instantly

Credit Officer launches AbleCredit app in the field

Field-ready mobile application with offline sync capabilities, designed for low-connectivity conditions with secure device registration and encrypted local storage.

AbleCredit
WHERE IT FITS IN THE JOURNEY

Field Visit to Sanction: Complete Workflow Integration

Field Visit to Sanction: Complete Workflow Integration

Field Visit Initiated → PD Conducted via App → Visual & Document Data Captured

CAM Auto-Generated → Credit Officer Reviews/Approves → Loan Sanctioned or Flagged. Complete integration with your existing lending workflow from first field contact to final approval decision.
AbleCredit
REAL-WORLD IMPACT
In regions where PD quality was inconsistent, AbleCredit's app has helped us scale faster, train less, and approve with confidence.
Cluster Credit Manager, Mid-size NBFC
70%
Faster CAM turnaround
90%
PD compliance with internal policy
AbleCredit
COMPLIANCE & RECOGNITION

Trusted by Industry Leaders

Our commitment to security, compliance, and excellence is recognized by leading industry standards and certifications.

ISO 27001 Certification

ISO 27001 Certified

NSRCEL Logo

Incubated at NSRCEL, IIMB

Elets GenAI in Fintech Award

Elets- GenAI in Fintech Award 2025

Flexible Data Policy

Flexible Data Policy

RBI Audit Ready at all Times

RBI Audit Ready at all Times

Trusted by top Banks and NBFCs

Trusted by top Banks and NBFCs

Highest Grade Encryption

Highest Grade Encryption of all Data

RBI Sandbox (ongoing)

RBI Sandbox (ongoing)