SOLUTIONS FOR CREDIT TEAMSAI-Driven Credit Evaluation — From Field to Sanction
Make faster, smarter lending decisions with real-time risk profiling, hyperlocal insights, and audit-ready documentation — all automated at the source.
SUCCESS STORIESHow are Lenders Leveraging AbleCredit's AI
THE CREDIT CHALLENGEDecisions Need to Be Fast, Accurate, and Policy-Aligned — Without Overload
Credit teams juggle high application volumes, thin-file borrowers, and shifting risk environments. Yet most files arrive with gaps, inconsistencies, or missing context — leaving underwriters to chase data and interpret ambiguity.
Schedule a DemoEnd-to-End Credit Evaluation
- AI conducts structured Personal Discussions via field app or video
- All data — docs, voice, visuals — flows into a Credit Profile
- A fully written CAM is ready before the file hits the desk
Intelligence That Goes Beyond Financials
- Geo and lifestyle data highlight catchment strength and borrower context
- Visual AI estimates inventory, SKUs, and machinery value
- Risk signals analyze collateral visibility, store type, signage
Risk Standardization and BRE Enforcement
- 80+ credit risk signals built into every borrower file
- AI generates credit grades, loan recommendations, and early warnings
- BRE logic applied instantly with override control
CREDIT FILE QUALITYGo From Raw Inputs to Credit-Ready — Automatically
From field or video sourcing to underwriter desk, zero gaps
Whether the borrower is onboarded via field agent or video, AbleCredit ensures complete and credit-worthy data flows in — no formatting or follow-up needed.
CONTEXTUAL RISK INTELLIGENCEUnderstand the Business Behind the Balance Sheet
Layer in hyperlocal, behavioral, and visual signals for smarter calls
Credit decisions improve when you're not limited to just financial documents. AbleCredit adds context from the borrower's surroundings, store visuals, and behavioral patterns.
DOCUMENT INTELLIGENCELet AI Handle Document Reviews
Save human effort for human judgement
AbleCredit's document automation extracts and validates data from GST, bank statements, and utility files — detecting fraud patterns before underwriters even see the file.
POLICY ENFORCEMENTStandardize Risk With AI + BRE Automation
Consistency, explainability, and audit-readiness — built in
Layer your credit policy logic directly into the AI's outputs. Files are classified as Approved, Refer, or Reject as soon as they're complete — with override controls and justification logs.
Credit Workflow with AbleCredit
1
Field Visit or Video PD Initiated
2
Documents & Visuals Captured
3
AI Generates Risk Profile & CAM
4
BRE Logic Applied
5
Underwriter Reviews and Decides
Field Visit or Video PD Initiated
Officer conducts structured borrower conversation with AI guidance.
TRUSTED BY CREDIT LEADERSAbleCredit delivers full, credit-ready files with zero formatting gaps. We've reduced decision cycles by 60% while strengthening our risk checks.
Head of Credit, MSME-Focused NBFC
-60%
reduction in CAM preparation time
+3x
increase in risk signal visibility
LIVE PERFORMANCE METRICSReal-Time Credit Evaluation Dashboard
Avg. CAM Preparation Time
2.4
hours
AI-Scored Files This Month
15,312
files
Average Risk Signal Coverage
87
%
Policy-Compliant CAMs
99.3
%
LATEST INSIGHTSResources & Case Studies
COMPLIANCE & RECOGNITIONTrusted by Industry Leaders
Our commitment to security, compliance, and excellence is recognized by leading industry standards and certifications.
ISO 27001 Certified
Incubated at NSRCEL, IIMB
Elets- GenAI in Fintech Award 2025
Flexible Data Policy
RBI Audit Ready at all Times
Trusted by top Banks and NBFCs
Highest Grade Encryption of all Data
