End-to-End Credit Risk Visibility. Built In.
From in-field fraud detection to portfolio-level risk insights, AbleCredit brings consistency, clarity, and control to your credit risk decisions.

How are Lenders Leveraging AbleCredit's AI
Too Much Noise, Too Little Signal
Risk teams are overwhelmed with fragmented data, inconsistent underwriting, and reactive fraud detection. New mandates like Loan Utilisation Checks (LUC) and Early Warning Signals (EWS) create even more pressure — without additional resources.
Schedule a DemoCredit Risk Signals
- 80+ proprietary signals to assess business ownership, turnover, vintage, and more
- Structured scoring across behavioral, financial, contextual, and visual inputs
- Composite risk grades with full rationale for every file
In-Field Fraud Prevention
- Inventory analysis via Vision AI verifies real turnover, not claims
- Hyperlocal intelligence spots ghost businesses and weak catchments
- Fraud flagged before file reaches underwriting desk
LUC & EWS Automation
- Remote Loan Utilisation Checks via guided video workflows
- Compare current vs. original business state for early deterioration signs
- Satisfy RBI mandates without disrupting financial reporting
Bring Objectivity Into Every Credit File
Risk That's Real, Structured, and Auditable
AbleCredit turns visual, verbal, and contextual cues into hard risk data — so you know what you're approving.
Monitor Without Manual Intervention
Meet LUC and EWS Requirements Without Headcount Pressure
With remote loan checks and AI comparisons, risk teams can meet RBI mandates — without breaking workflows.
Go From File-Level to Portfolio-Level Risk Clarity
Benchmark Risk. Raise Capital. Improve Quality.
When every file flows through AbleCredit, your entire portfolio is explainable, auditable, and investor-ready.
Smarter Risk Review, Not Just More Risk Review
Let Your Risk Experts Focus on Exceptions
With most files automatically evaluated and scored, your risk team can focus where their judgment adds the most value.
Risk Team Workflow with AbleCredit
1
File Evaluated at Source
2
Risk Signals Computed
3
Fraud & Gaps Flagged
4
File Enters CAM and Underwriting
5
Post-Sanction Monitoring
File Evaluated at Source
AI collects and verifies data from PDs, documents, location, and photos
With AbleCredit, we detect fraud during onboarding itself — and we finally have explainable, benchmarked risk scores across all our branches.
Head of Risk, Tier-1 MSME Lender
-35%
drop in fraud-related losses
+28%
consistency in risk grading across underwriters
Real-Time Risk Dashboard for Lending Teams
Risk Signals Generated
9.2M
signals
Files Auto-Rated
2.4M
CAMs
LUCs Completed Remotely
78,000
calls
Suspected Frauds Flagged
4,200
cases
Resources & Case Studies
Trusted by Industry Leaders
Our commitment to security, compliance, and excellence is recognized by leading industry standards and certifications.

ISO 27001 Certified

Incubated at NSRCEL, IIMB

Elets- GenAI in Fintech Award 2025

Flexible Data Policy

RBI Audit Ready at all Times

Trusted by top Banks and NBFCs

Highest Grade Encryption of all Data
