AbleCredit
SOLUTIONS FOR RISK TEAMS

End-to-End Credit Risk Visibility. Built In.

From in-field fraud detection to portfolio-level risk insights, AbleCredit brings consistency, clarity, and control to your credit risk decisions.

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AbleCredit
SUCCESS STORIES

How are Lenders Leveraging AbleCredit's AI

AbleCredit
THE RISK TEAM CHALLENGE

Too Much Noise, Too Little Signal

Risk teams are overwhelmed with fragmented data, inconsistent underwriting, and reactive fraud detection. New mandates like Loan Utilisation Checks (LUC) and Early Warning Signals (EWS) create even more pressure — without additional resources.

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Credit Risk Signals

  • 80+ proprietary signals to assess business ownership, turnover, vintage, and more
  • Structured scoring across behavioral, financial, contextual, and visual inputs
  • Composite risk grades with full rationale for every file

In-Field Fraud Prevention

  • Inventory analysis via Vision AI verifies real turnover, not claims
  • Hyperlocal intelligence spots ghost businesses and weak catchments
  • Fraud flagged before file reaches underwriting desk

LUC & EWS Automation

  • Remote Loan Utilisation Checks via guided video workflows
  • Compare current vs. original business state for early deterioration signs
  • Satisfy RBI mandates without disrupting financial reporting
AbleCredit
CREDIT SIGNALS & FRAUD DETECTION

Bring Objectivity Into Every Credit File

Risk That's Real, Structured, and Auditable

AbleCredit turns visual, verbal, and contextual cues into hard risk data — so you know what you're approving.
AbleCredit
POST-DISBURSAL INSIGHTS

Monitor Without Manual Intervention

Meet LUC and EWS Requirements Without Headcount Pressure

With remote loan checks and AI comparisons, risk teams can meet RBI mandates — without breaking workflows.
AbleCredit
PORTFOLIO VISIBILITY

Go From File-Level to Portfolio-Level Risk Clarity

Benchmark Risk. Raise Capital. Improve Quality.

When every file flows through AbleCredit, your entire portfolio is explainable, auditable, and investor-ready.
AbleCredit
UNDERWRITING EFFICIENCY

Smarter Risk Review, Not Just More Risk Review

Let Your Risk Experts Focus on Exceptions

With most files automatically evaluated and scored, your risk team can focus where their judgment adds the most value.

Risk Team Workflow with AbleCredit

1
File Evaluated at Source
2
Risk Signals Computed
3
Fraud & Gaps Flagged
4
File Enters CAM and Underwriting
5
Post-Sanction Monitoring

File Evaluated at Source

AI collects and verifies data from PDs, documents, location, and photos

AbleCredit
TRUSTED BY RISK LEADERS
With AbleCredit, we detect fraud during onboarding itself — and we finally have explainable, benchmarked risk scores across all our branches.
Head of Risk, Tier-1 MSME Lender
-35%
drop in fraud-related losses
+28%
consistency in risk grading across underwriters
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LIVE RISK INTELLIGENCE

Real-Time Risk Dashboard for Lending Teams

Risk Signals Generated
9.2M
signals
Files Auto-Rated
2.4M
CAMs
LUCs Completed Remotely
78,000
calls
Suspected Frauds Flagged
4,200
cases
AbleCredit
COMPLIANCE & RECOGNITION

Trusted by Industry Leaders

Our commitment to security, compliance, and excellence is recognized by leading industry standards and certifications.

ISO 27001 Certification

ISO 27001 Certified

NSRCEL Logo

Incubated at NSRCEL, IIMB

Elets GenAI in Fintech Award

Elets- GenAI in Fintech Award 2025

Flexible Data Policy

Flexible Data Policy

RBI Audit Ready at all Times

RBI Audit Ready at all Times

Trusted by top Banks and NBFCs

Trusted by top Banks and NBFCs

Highest Grade Encryption

Highest Grade Encryption of all Data

RBI Sandbox (ongoing)

RBI Sandbox (ongoing)