March 28, 2024
How AI is Dramatically Changing Credit Decisioning
Artificial Intelligence (AI) is revolutionizing credit decisioning, reshaping how lenders assess creditworthiness.
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AI Tailored Loan Terms for Your Borrowers
Our AI crafts personalized loan terms by analyzing the credit history and financial behavior of the borrower. This ensures that the terms offered are tailored specifically to their financial situation, optimizing affordability and ensuring a positive borrowing experience.
How does it work?
Step 1: Analysis
AbleAI analyzes the PD question responses and financials of the borrower
Step 2: Risk Assessment
AbleAI led risk assessment identifies potential risk and helps make informed decision
Step 3: Custom Terms
Finally, the AI system generates customized loan terms tailored specifcally to borrower needs and paying capability
Risk Mitigation
AbleAI examines financial patterns for deeper insights into creditworthiness, enabling informed lending decisions, custom loan terms, minimizing defaults.
Faster Decision-Making
AbleAI generates loan terms based on borrower's financial history, offering data-driven insights, streamlining lending for faster approvals.
Customer-Centric Approach
Tailored loan terms reflect borrower's needs, foster satisfaction, and strengthen lender-borrower relationships.
Features Designed to Give You the AI EDGE
List of Features
Discover Quality of Revenue
Uncover true business potential by studying counterparties.
Top Counterparties
Automate Personal Discussions
Assist your credit team to get deep into the lives of borrowers.
AI Driven PD
Study Industry & Market Trends
Benchmark each loan case against the right industry data.
Industry Benchmarks
Automate Rules and Deviations
Get the AI to run your busines rule engine, and generate deviations.
Credit Automation
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Frequently asked questions
How will AbleCredit increase a Lender's market share?
AbleCredit is designed to deliver human-expert like reports, using multiple data sources, within minutes. You can underwrite a lot more loans, and have the credit team focus on customers a lot more.
Can you explain the pricing model?
Able is priced on a per loan case basis. As an enterprise focused product, we have a very flexible pricing. The exact price depends on the number of data sources and the volume of loan applications getting processed per year.
Is AbleCredit deployed in any of the large banks or NBFCs?
AbleCredit is in a pilot stage with 10+ large scale NBFCs and banks. Given the complexity of our space, the AI is getting better everyday at analysing like humans, and in some cases, even better.
