AbleCredit
ABLECREDIT'S MISSION

We are on a mission to solve India's Credit Gap of USD 530B

Through AI-powered credit automation, we're democratizing access to credit for millions of MSMEs across India, transforming how lending institutions evaluate, approve, and monitor credit applications.

Meet Our TeamContact Us
Ramdas Acharya, Chief Credit Officer at Clix Capital
AbleCredit
CLIENT TESTIMONIAL
AbleCredit has transformed our credit evaluation process, reducing processing time and costs, while improving accuracy.
Ramdas Acharya
Chief Credit Officer, Clix Capital
AbleCredit
INNOVATION & TECHNOLOGY

We are Building Deep IP

We are Building Deep IP

Pioneering AI Solutions for Credit Intelligence

Our team of engineers, data scientists, and credit experts are developing cutting-edge intellectual property in AI-driven credit assessment, risk profiling, and automated decision-making systems that are revolutionizing the lending industry.
Proprietary AI Models

Proprietary AI Models

Advanced machine learning algorithms trained speci...

Patent-Pending Technology

Patent-Pending Technology

Innovative solutions for document intelligence, hy...

AbleCredit
FIELD DEPLOYMENT

We are taking AI to the fields of India

We are taking AI to the fields of India

Bringing Advanced Technology to Rural and Semi-Urban Markets

Our mobile-first AI platform works seamlessly in the field, enabling credit officers across India to conduct sophisticated credit evaluations using just a smartphone, bridging the technology gap between urban banks and rural borrowers.
Mobile-First AI Platform

Mobile-First AI Platform

Sophisticated credit evaluation tools that work of...

Vernacular Language Support

Vernacular Language Support

AI-powered voice recognition and processing in mul...

AbleCredit
OUR TEAM

Meet the Team Behind AbleCredit

Utkarsh Apoorva

Utkarsh Apoorva

Co-Founder & CEO

IIT Delhi

15+ years in Rural-Tech products. Built Reshamandi, GuitarStreet, Edulabs.

LinkedIn
Harshad Saykhedkar

Harshad Saykhedkar

Cofounder and Chief AI Officer

IIT Bombay

15 years in ML & AI. Earlier: Led AI at Slack, Astro (both Bay Area, acquired)

LinkedInHasGeekGitHub
Ashwini Prabhu

Ashwini Prabhu

Co-Founder & CTO

IIM Lucknow (exec)

10 years in Rural-fintech ops. Built Reshamandi, HandyTrain, Mythiksha.

LinkedIn
Charu Dutt Sharma

Charu Dutt Sharma

Chief Sales Officer

FRM (GARP), ex-Finvu, HDFC, SMERA

25+ Years in Banking. Charu was a founding member of SMERA, and helped build Finvu recently.

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Shwetanka Srivastava

Shwetanka Srivastava

VP Engineering

DY Patil, earlier: Perfios, Onsurity, Grab

Developing cutting-edge AI applications for credit risk assessment and automated decision-making.

LinkedIn
Akshay Kumar

Akshay Kumar

VP, Growth and Strategy

IIT BHU

Scaling operations and ensuring seamless deployment of AI solutions across lending institutions.

LinkedIn