SUCCESS STORYQuick Branch Profitability — Winning New Markets Without Seasoned Credit Officers
Fast Profitability
30%
faster path-to-profit every new branch
Training Time Cut
-70%
onboarding time for junior credit staff
Throughput Lift
+60%
files processed per branch per month
TAT Improvement
15→3
days credit cycle reduction
About the Client
Industry:High-growth NBFC
Product Focus:Business Loans and LAP
Expansion Goal:40 new branches in Tier-3/Tier-4 towns
Existing Footprint:75 branches across 9 states
Loan Book:₹3,500 Crores+ AUM
Implementation Timeline:20 pilot branches in first phase
The Challenges They Faced
Shortage of Veteran Credit Officers
Small towns lack seasoned talent; hiring delays slowed branch go-live.
Data Collection Gaps
Junior staff missed key borrower details, leading to rework and delayed approvals.
High Early-Stage Opex
Extended time-to-profit in new branches due to low first-month throughput.
Market Pressure
Need to establish presence quickly before competitors captured local MSME borrowers.
AbleCredit Solution Stack
Branch Performance TransformationFast Track to Profitability
PROFITABILITY
30%
faster profitability on average
TRAINING TIME SAVED
-70%
onboarding hours reduced
THROUGHPUT INCREASE
+60%
files per branch per month
TAT IMPROVEMENT
15→3
days credit cycle
COMPLIANCE & RECOGNITIONTrusted by Industry Leaders
Our commitment to security, compliance, and excellence is recognized by leading industry standards and certifications.
ISO 27001 Certified
Incubated at NSRCEL, IIMB
Elets- GenAI in Fintech Award 2025
Flexible Data Policy
RBI Audit Ready at all Times
Trusted by top Banks and NBFCs
Highest Grade Encryption of all Data
