(Note bene: this FAQ is focused on support for the credit cards
referred through this website. FAQ's on the nature of credit, strategies
and card differentiation will be going live shortly. Answers to
such questions will also be available in our upcoming eBook and
the online discussion forum).
Q) How do I check my credit card account online, once I have it?
A) AbleCredit.com does not provide online account access for any form
of checking, debit, or credit card accounts. You must contact the card
issuer or financial institution in reference to your question. We strictly
provide information and refer you to cards you may apply for. Account
servicing is done by the card issuers themselves.
Q) How do I pay my credit card bill online or view my account?
A) Most major credit card issuers do provide cardholders with the option
to pay bills online and manage personal accounts. However, you will
need to contact the credit card issuer on how to access and pay your
bills online.
Q) Who can I talk to about a specific issue/problem with one of my personal
accounts?
A) Any issue you may have with your credit card must be addressed to
the issuer of the credit card.
Q) How do I find the number for customer service for my credit card?
A) Look on the back of your credit card or on your monthly statement.
Credit Reports
Q) How do I check my credit report?
A) There are a variety of services available in which allow consumers
to check their credit report, many of which can be viewed online. You
may want to consider using TrueCredit.com as they offer a variety of
credit report related services at a reasonable price.
Q) How can I dispute a mistake on my credit report? A) You will need
to address any errors to one, or all of the three credit bureaus. They
can provide you with additional instructions on how to go about changing
credit report related errors. To learn more about how to dispute incorrect
information, visit TrueCredit.com.
Q) How do I get removed from mailing lists? A)
Please note that AbleCredit.com does not send any mail solicitations
to consumers. Please be aware that we cannot remove you from any mailing
list. We suggest that you contact one of the three credit bureaus for
additional information; Experian, TransUnion, and/or Equifax. There
are a variety of services available that can assist in removals from
mailing lists, but they often charge a fee for the service.
General Services
Q) Do you issue credit cards?
A) No, AbleCredit.com does not issue credit cards for consumers or businesses,
we simply maintain a Credit Card Directory providing reviews and links
to online credit card applications.
Q) Do you provide merchant card services?
A) No, AbleCredit.com does not provide any merchant card services. Non-U.S.
Residents
Q) How can I get a credit card if I don't live in the United States?
A) Unfortunately, the majority of reviews included in AbleCredit.com
are based on U.S. issued credit cards. We cannot assist or provide any
additional information on foreign issued credit cards, such as those
cards issued in Canada. In addition, to obtain a U.S. issued credit
card, most financial institutions require that applicants be a U.S.
citizen with a valid social security number.
Technical Issues
Q) I cannot view a specific page on your site?
A) If you are unable to view a specific page within our site, this may
be because of the type of browser and/or version you are using, or the
reason may simply be due to a dead link on our side. Please 'copy and
paste' the URL (the Internet address found on the Address box within
your browser) and email it to us.
